Services
As a private money mortgage broker, Seth Swenson Mortgage Capital, offers borrowers alternatives to traditional mortgage lenders when it comes to obtaining loans for various types of property purchases. On this page, we will discuss how Seth Swenson Capital works to obtain private loans
for different types of properties, including buy before you sell loans, rental property purchase loans, multifamily investment property loans, fix & flip loans for homes, ground up loans for new construction, and commercial property investment loans.
Buy Before You Sell
Unlock Your Equity: Access up to 100% of the purchase price of your new home by leveraging the equity you've built in your current property. Flexibility: With loan terms up to 11 months and a CLTV of 65% (with exceptions up to 70%), we offer the flexibility you need to transition smoothly into your new home. Interest Only: Enjoy the convenience of interest-only payments, providing financial relief during the transition period. No Prepayment Penalty: Rest assured, there are no penalties for paying off your loan early, giving you the freedom to settle your debt your way. Cross-Collateralized: Buy-Before-You-Sell loans are cross-collateralized, using your current home and its equity as collateral temporarily to facilitate the purchase of your new property.
Rental Property Purchases & Refinances
Seth Swenson Mortgage Capital can help borrowers obtain private money loans for rental property purchases and refinances. Private money lenders typically offer loans with higher interest rates and shorter terms than traditional mortgage loans, but they can be a good option for borrowers who need quick access to funds or have difficulty obtaining a loan from a traditional lender. Seth Swenson Mortgage Capital can help borrowers find the right private lender for their rental property purchase and negotiate loan terms that work for them.
Multifamily Investment Property
Seth Swenson Mortgage Capital can also help borrowers obtain private money loans for multifamily investment properties. Multifamily investment properties are properties with two or more units, such as duplexes, triplexes, and apartment buildings. Private money lenders may offer loans for multifamily investment properties with higher loan-to-value ratios than traditional lenders, which can be beneficial for borrowers who need more funding to purchase the property. Seth Swenson Mortgage Capital can help borrowers find the right private lender for their multifamily investment property and negotiate loan terms that work for them.
Fix & Flip Loans for Homes
Seth Swenson Mortgage Capital can also help borrowers obtain private loans for fix & flip homes. Fix & flip homes are properties that are purchased with the intention of renovating them and reselling them for a profit. Private lenders may offer fix & flip loans with higher interest rates and shorter terms than traditional mortgage loans, but they can be a good option for borrowers who need quick access to funds or have difficulty obtaining a loan from a traditional lender. Seth Swenson Mortgage Capital can help borrowers find the right private lender for their fix & flip home and negotiate loan terms that work for them.
Ground Up Loans for New Construction
Seth Swenson Mortgage Capital can also help borrowers obtain private loans for ground-up new construction projects. Private lenders may offer ground-up loans with higher loan-to-value ratios than traditional lenders, which can be beneficial for borrowers who need more funding to complete the construction project. Seth Swenson Mortgage Capital can help borrowers find the right private lender for their ground-up new construction project and negotiate loan terms that work for them.
Commercial Property Investment Loans
Seth Swenson Mortgage Capital can also help borrowers obtain private loans for commercial property investment projects. Commercial properties are properties used for business purposes, such as office buildings, retail centers, and industrial properties. Private lenders may offer commercial property investment loans with higher loan-to-value ratios than traditional lenders, which can be beneficial for borrowers who need more funding to purchase the property. Seth Swenson Mortgage Capital can help borrowers find the right private lender for their commercial property investment and negotiate loan terms that work for them.