Fast Funding and Flexible Terms for Real Estate Investors
Whether you’re buying before you sell, flipping, building, investing, or freeing up capital, Seth Swenson Mortgage Capital offers fast, reliable private money loans for every stage of the real estate journey.
This includes consumer bridge, business purpose bridge, fix and flip, ground-up construction, DSCR, and commercial loans. We work with top private lenders to close quickly so you never miss a deal.
Loans Available
Seth Swenson Mortgage Capital connects you with the right private lender for your real estate investment goals.
Fix & Flip
High-leverage purchase and rehab capital funded in as few as 7–10 days. Close quickly, bypass bank delays, and start work immediately.
Buy Before You Sell
Unlock your current equity to submit non-contingent, cash-like offers on your next property. Flexible bridge terms up to 11 months.
Rental Property
Long-term debt for buy-and-hold investors. Underwritten on property cash flow (DSCR), with no personal income tax returns required.
Multifamily Investment
Bridge, value-add and acquisition financing for 2–4 unit properties and larger apartment complexes. Tailored leverage for value-add repositions.
New Construction
Straightforward build capital with responsive draw schedules. Competitive loan-to-cost terms for infill spec builds and custom developments.
Commercial Property
Short- and mid-term bridge capital for retail, industrial, mixed-use and un-stabilized properties that banks won't touch.
Private Lending Done Right
Seth Swenson Mortgage Capital connects real estate investors with the right private lenders. Whether you’re flipping homes, building new construction, or growing a rental portfolio — we find the loan that fits your deal.
Frequently Asked Questions
A private money loan is funding from a private investor or lender rather than a bank. They're faster to close, more flexible on terms, and great for real estate investors who need quick access to capital.
We work with lenders who can often close in 7–10 days, depending on the deal. Speed is one of the biggest advantages of private money lending.
We finance a wide range of properties including single family homes, multifamily, commercial buildings, new construction, and fix and flip projects.
No. Private lenders focus more on the property and the deal than on your credit score. Many programs start at a 600 credit score, and some consider all credit profiles with a solid exit strategy.
Not at all. Private lenders focus more on the property and the deal than your credit score. We work with borrowers who may not qualify for traditional bank financing.
Simply reach out to Seth directly by phone at (415) 860-7384 or use the contact form on this site. We'll discuss your deal and find the right lending solution for you.
A Few of the Deals We've Closed
A sample of California deals, from the Bay Area to Los Angeles. Every one needed speed and flexibility a bank couldn't offer.
Bridge Loan
$3,950,000
Single-family purchase
Los Altos Hills · 12-month term
Bridge Loan
$405,000
Condo purchase
Pasadena · 18-month term
Amounts shown are property purchase prices. Past transactions do not guarantee future loan approval or terms.
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