Last Updated: March 2026
1. Information We Collect In the course of providing mortgage brokerage services, Seth Swenson Mortgage Capital collects Sensitive Personal Information. This includes your Social Security Number, income documentation, credit reports, and assets. We also collect digital identifiers such as your IP address and email when you use our website.
2. How We Use Your Information We use your information strictly for the Business Purpose of processing your loan application, verifying your identity, and communicating with you. We do not sell or share your personal information with third parties for their own marketing purposes.
3. Your California Privacy Rights (CCPA/CPRA) Under California law, you have the right to: Know what personal information is being collected. Delete personal information (subject to federal record-keeping requirements under the GLBA). Correct inaccurate information. Opt-Out of the sale or sharing of your data.
4. Data Retention As a CA DRE licensed broker, we are required by law to retain certain loan files and records for a period of three years (or longer as required by federal law), which may supersede a request for immediate deletion.